Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.
All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.
There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday… things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery store or hardware store.
For instance, dog food and cat food costs about 10% less when bought by the case than it does when bought at the single can price and if you wait for close out prices you save a lot more than that.
Set aside some space in your home and make a list of things that you use regularly which will not spoil. Any grain or grain products will need to be stored in airtight containers that rats can’t get into so keep that in mind.
Then set out to find the best prices you can get on quantity purchases of such things as bathroom items and dry and canned food.
You will be surprised at how much you can save by buying a twenty pound bag of rice as opposed to a one pound bag but don’t forget that it must be kept in a rat proof container.
You can buy some clothing items such as men’s socks and underwear because those styles don’t change, avoid buying children’s and women’s clothing, those styles change and sizes change too drastically.
Try to acquire and keep a two year supply of these items and you can save hundreds of dollars. Would you like to advertise your business on the internet?
My specific need is a business owner who might be interested in video marketing to advertise his/her business with me on google.
https://lnkd.in/eFwhf9z
Monday, February 17, 2020
Saturday, February 15, 2020
Friday, February 14, 2020
Why Should I Make a Budget?
You say you know where your money goes and you don’t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny.
You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.
That is how much you could have saved AND drawn interest on in just five years. That, my friend, is the very reason all of us need a budget.
If we can get control of the small expenses that really don’t matter to the overall scheme of our lives, we can enjoy financial success.
The little things really do count. Cutting what you spend on lunch from five dollars a day to three dollars a day on every work day in a five day work week saves $10 a week… $40 a month… $480 a year… $2400 in five years….plus interest.
See what I mean… it really IS the little things and you still eat lunch everyday AND that was only one place to save money in your daily living without doing without one thing you really need. There are a lot of places to cut expenses if you look for them.
Set some specific long term and short term goals. There are no wrong answers here. If it’s important to you, then it’s important period.
If you want to be able to make a down payment on a house, start a college fund for your kids, buy a sports car, take a vacation to Aruba… anything… then that is your goal and your reason to get a handle on your financial situation now.
We can help.
My Business Profile on Google is live for Jmakoetlamktgbiznet
I am Showing up on Google Search and Maps.
If you're interested in Promotional Product Advertising for your business complete this questionnaire:
Business Name:
Type of business:
Business contact details:
Business physical address:
Business services and/or commodities to be advertised:
Business contact person(if different from business contact details):
Send a completed document to me to create your video and make your business visible everywhere get your name-and your products names-in front of more people, instead of hard sell “buy this product” approach .
I am here to help level the playing field- to help your small business grow sales and profits through the advertising.
Contact: James Makoetla
https://jmakoetlamktgbiznet.business.site/?m=true
Email:jmserurubele586@gmail.com
4435 N Pershing Dr. # 514 Telephone 703-243-9321
You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.
That is how much you could have saved AND drawn interest on in just five years. That, my friend, is the very reason all of us need a budget.
If we can get control of the small expenses that really don’t matter to the overall scheme of our lives, we can enjoy financial success.
The little things really do count. Cutting what you spend on lunch from five dollars a day to three dollars a day on every work day in a five day work week saves $10 a week… $40 a month… $480 a year… $2400 in five years….plus interest.
See what I mean… it really IS the little things and you still eat lunch everyday AND that was only one place to save money in your daily living without doing without one thing you really need. There are a lot of places to cut expenses if you look for them.
Set some specific long term and short term goals. There are no wrong answers here. If it’s important to you, then it’s important period.
If you want to be able to make a down payment on a house, start a college fund for your kids, buy a sports car, take a vacation to Aruba… anything… then that is your goal and your reason to get a handle on your financial situation now.
We can help.
My Business Profile on Google is live for Jmakoetlamktgbiznet
I am Showing up on Google Search and Maps.
If you're interested in Promotional Product Advertising for your business complete this questionnaire:
Business Name:
Type of business:
Business contact details:
Business physical address:
Business services and/or commodities to be advertised:
Business contact person(if different from business contact details):
Send a completed document to me to create your video and make your business visible everywhere get your name-and your products names-in front of more people, instead of hard sell “buy this product” approach .
I am here to help level the playing field- to help your small business grow sales and profits through the advertising.
Contact: James Makoetla
https://jmakoetlamktgbiznet.business.site/?m=true
Email:jmserurubele586@gmail.com
4435 N Pershing Dr. # 514 Telephone 703-243-9321
Monday, February 10, 2020
The Budget-The Ultimate Financial Management Tool
A carpenter uses a set of house plans to build a house. If he didn’t the bathroom might get overlooked altogether.
Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all.
Not very smart of us, is it?
A money plan is called a budget and it is crucial to get us to our desired financial goals.
Without a plan we will drift without direction and end up marooned on a distant financial reef.
If you have a spouse or a significant other, you should make this budget together. Sit down and figure out what your joint financial goals are…long term and short term.
Then plan your route to get to those goals. Every journey begins with one step and the first step to attaining your goals is to make a realistic budget that both of you can live with.
A budget should never be a financial starvation diet. That won’t work for the long haul. Make reasonable allocations for food, clothing, shelter, utilities and insurance and set aside a reasonable amount for entertainment and the occasional luxury item. Savings should always come first before any spending.
Even a small amount saved will help you reach your long term and short term financial goals. You can find many budget forms on the internet. Just use any search engine you choose and type in “free budget forms”.
You’ll get lots of hits. Print one out and work on it with your spouse or significant other. Both of you will need to be happy with the final result and feel like it’s something you can stick to.
We can help.
My Business Profile on Google is live for Jmakoetlamktgbiznet
I am Showing up on Google Search and Maps.
If you're interested in Promotional Product Advertising for your business complete this questionnaire:
Business Name:
Type of business:
Business contact details:
Business physical address:
Business services and/or commodities to be advertised:
Business contact person(if different from business contact details):
Send a completed document to me to create your video and make your business visible everywhere get your name-and your products names-in front of more people, instead of hard sell “buy this product” approach .
I am here to help level the playing field- to help your small business grow sales and profits through the advertising.
Contact: James Makoetla
https://jmakoetlamktgbiznet.business.site/?m=true
Email:jmserurubele586@gmail.com
4435 N Pershing Dr. # 514 Telephone 703-243-9321
Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all.
Not very smart of us, is it?
A money plan is called a budget and it is crucial to get us to our desired financial goals.
Without a plan we will drift without direction and end up marooned on a distant financial reef.
If you have a spouse or a significant other, you should make this budget together. Sit down and figure out what your joint financial goals are…long term and short term.
Then plan your route to get to those goals. Every journey begins with one step and the first step to attaining your goals is to make a realistic budget that both of you can live with.
A budget should never be a financial starvation diet. That won’t work for the long haul. Make reasonable allocations for food, clothing, shelter, utilities and insurance and set aside a reasonable amount for entertainment and the occasional luxury item. Savings should always come first before any spending.
Even a small amount saved will help you reach your long term and short term financial goals. You can find many budget forms on the internet. Just use any search engine you choose and type in “free budget forms”.
You’ll get lots of hits. Print one out and work on it with your spouse or significant other. Both of you will need to be happy with the final result and feel like it’s something you can stick to.
We can help.
My Business Profile on Google is live for Jmakoetlamktgbiznet
I am Showing up on Google Search and Maps.
If you're interested in Promotional Product Advertising for your business complete this questionnaire:
Business Name:
Type of business:
Business contact details:
Business physical address:
Business services and/or commodities to be advertised:
Business contact person(if different from business contact details):
Send a completed document to me to create your video and make your business visible everywhere get your name-and your products names-in front of more people, instead of hard sell “buy this product” approach .
I am here to help level the playing field- to help your small business grow sales and profits through the advertising.
Contact: James Makoetla
https://jmakoetlamktgbiznet.business.site/?m=true
Email:jmserurubele586@gmail.com
4435 N Pershing Dr. # 514 Telephone 703-243-9321
Friday, February 7, 2020
Subscribe to:
Posts (Atom)